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Articles by Raymond Gong

Insights on profit margins, exit preparation, and financial management for home services contractors.

Financial Management

How to Beat MCA Lenders: Legal Strategies That Actually Work for Contractors

MCAs Are Not Loans, and That Is Your Leverage If you are a contractor stacked in Merchant Cash Advances and feel like...

Mar 31, 2026 7 min read
Financial Management

Tariffs Are Raising Material Costs — Here’s How Home Service Businesses Should Respond

Material Costs Are Up. Your Margins Don’t Have to Be Down. If you run an HVAC, plumbing, electrical, or roofing company, you...

Mar 29, 2026 7 min read
Financial Management

Why Roofing Companies Go Bankrupt: Cash Flow Pitfalls That Kill Profitable Businesses

The Industry Nobody Talks About Honestly Roofing companies have one of the highest failure rates in home services. This is not speculation....

Mar 24, 2026 8 min read
Financial Management

HVAC Business Plan: The Financial Playbook for Starting or Scaling

I’ve reviewed over 200 home services P&Ls over the course of my career. Before starting Profitability Partners, I was on the acquisitions...

Mar 23, 2026 18 min read
Financial Management

Cash vs. Accrual Accounting for Contractors: Which Basis Fits Your Business?

Cash vs. accrual accounting for contractors explained. When each method works, when to switch, and the hybrid approach that gives you the...

Mar 13, 2026 6 min read
Financial Management

When Is the Right Time to Sell Your Home Services Business? (It Is Not Just About Retirement)

Most of the content around selling a business focuses on the exit itself — multiples, deal structure, due diligence. But the decision...

Mar 8, 2026 7 min read
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