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Articles by Raymond Gong

Insights on profit margins, exit preparation, and financial management for home services contractors.

Financial Management

Supply House Costs and Material Segmentation: Getting Visibility into Your Biggest Variable Cost

Supply house material cost tracking: COGS segmentation, PO systems, rebate recovery, invoice matching, and common waste elimination for home services contractors.

Sep 30, 2026 9 min read
Financial Management

Lease vs. Buy for Service Trucks: What the Numbers Actually Say

Compare lease vs. buy for service trucks with real TCO math, tax implications (Section 179), and balance sheet impact. Buying saves $20-50K/year...

Sep 27, 2026 7 min read
Financial Management

Contractor Tax Deductions: What Your Bookkeeper Should Be Catching

Every year around February, I get calls from contractors who just got their tax bill and are in shock. They ran a...

Sep 17, 2026 10 min read
Financial Management

Home Services M&A Glossary: 9 Terms Every Contractor Should Know Before Selling

Selling, buying, or valuing a home services business means navigating a vocabulary that most owners never encounter until they’re deep into a...

Sep 13, 2026 18 min read
Financial Management

What a Strategic CFO Actually Does for a Home Services Company

Most HVAC, plumbing, and electrical company owners don’t wake up thinking “I need a CFO.” They think about growing revenue. Improving margins....

Sep 10, 2026 7 min read
Financial Management

How to Finance Growth for Your Home Services Company (Without Destroying Your Cash Flow)

The Cash Flow Trap That Kills Growth Here’s something I see constantly with home services companies in the $5M-$20M range: the owner...

Sep 7, 2026 9 min read
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